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Here’s the real deal: Don’t send money to someone you met online — for any reason. Last week we spent 3 hours there waiting to talk to someone.

Please make sure your credit/debit card information such as card number, expiration date, and CVV code is correct, wait 15 minutes, and try your payment again.

Here are some warning signs that an online love interest might be a fake. According to the text I got last night Fred said we have till Friday to sent the 0 to the lawyer or we both die.

They ask you to: Did you know you can do an image search of your love interest’s photo in your favorite search engine? I don't have a crystal ball so I can't find out where they really are or what is real and what isn't.

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Westend61/Getty Images If you're seeking some digital titillation, don't try to use your American Express card for the experience."American Express' policy does not allow the acceptance of the card for digital adult content," says Leah Gerstner, a company spokeswoman.

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Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Here’s how it works: The scammers set up dating profiles to meet potential victims.

After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account.

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